First Home Buyers & Investors: Here’s What April 2025’s Market Update Really Means for You

Apr 26, 2025By Rishav Ravindra Kumar Sinha
Rishav Ravindra Kumar Sinha

Let’s not sugar-coat it: the Australian housing market isn’t the easiest beast to tame right now—but if you play it smart, it is beatable.

We’re in a classic inflection point. Values are back on the rise, interest rates are slowly retreating from decade-highs, and demand is outpacing supply. In other words? If you’re waiting for the "perfect" time to buy—spoiler alert—it doesn’t exist. But April 2025 might be damn close for those who know how to spot a smart play.

So, let’s break down what’s happening, why it matters, and how you can actually use this data to make your first move in the market.

Market Pulse: Prices Are Creeping Up, But the Fire Isn’t Raging Yet

Here’s the headline: Aussie property prices just hit new record highs in March 2025.

  • National home values ↑ 0.4% in March
  • Sydney ↑ 0.4%, Brisbane ↑ 0.9%, Adelaide ↑ 1.0%
  • National median house price = $885K
  • Capital cities = $1.014M median
  • Regional houses = still “cheaper” at $681K

But annual growth is sitting at just 3.4%—a huge cooldown from the double-digit surges we saw in the COVID-boom years.

What this means for YOU:

We’re in a Goldilocks zone—not too hot, not too cold. That gives first home buyers and first-time investors a rare window to buy before things heat up again, but without the panic-induced FOMO that defined 2021-22.

house with question mark

Regional Rebounds & City Shakeouts: Not All Markets Are Created Equal

This recovery isn’t equal-opportunity. Some cities are still nursing bruises from past peaks.

  • Sydney is 1.4% below its Sept 2024 high
  • Melbourne is still 5.6% off its 2022 peak
  • Meanwhile, Brisbane, Adelaide, and Perth are flexing at all-time highs

Time on market is dragging (average = 40 days, regional = 50 days)—translation: sellers are nervous, and that gives buyers leverage.

Where to look?

Example: Marrickville (Sydney Inner West) – One word: infrastructure. With new metro links and a shopping centre makeover, this already-vibrant pocket is turning into investor catnip. Inner ring, close to the CBD, with future-proofing baked in? That’s a no-brainer.

Interest Rates: The RBA’s Playing Cupid Again (But Cautiously)

ICYMI: The RBA cut rates in February by 25bps. April’s meeting kept it steady at 4.1%, but all signs point to a gradual drop to 3.85% by mid-2025, and ~3.35% in 2026.

This is huge.

Lower rates = more borrowing power, less stress-tested repayments, and a psychological green light for both buyers and banks.

For first-time buyers:

The earlier you lock in a deal—especially before the next rate cut—the better your financing position, the stronger your negotiating power, and the more upside you lock in if values continue rising.

Scissors Cutting Percentage Sign - 3D Rendering

The Elephant in the Room: Housing Supply (Or Lack Thereof)

Let’s not sugarcoat this: supply is broken.

Vacancy rates are critically low, rental yields are creeping up (from 3.4% to 3.5%), and there’s a political brawl brewing over migration’s impact on housing.

The federal opposition is pushing to cut international student numbers, arguing it's clogging the market and inflating rents. Regardless of which party wins that debate, the takeaway is clear.

As a first-time investor:

  • Rents are high. Tenants are competing. That means strong yield potential if you pick the right property. But construction delays and bottlenecks mean buying existing stock is safer and more immediate than waiting on off-the-plan.

Commercial Property Reboot: Not Just for the Big Players Anymore

Here’s a hot tip that’s flying under most first-time investors’ radar: commercial real estate is back.

The February rate cut marked the beginning of a new cycle. Major players are circling Sydney again, and regions with upcoming zoning changes or infrastructure spending are ripe for strategic plays (think: dual-use lots, co-working conversions, etc.).

If you’ve got capital or a partnership strategy? Explore small commercial units, retail strips, or storage hubs—especially in gentrifying urban corridors.

Modern Small Industrial Unit

Bottom Line: Here’s the Playbook

If you're a first home buyer or green investor wondering, “Should I wait?”—let’s be real.

Waiting is a strategy. So is action. But in real estate, time in the market beats timing the market—every time.

Here’s what to do next:

  • Get finance-ready before the next rate cut
  • Target suburbs where infrastructure = upside
  • Hunt for sellers who've been sitting on listings too long
  • Prioritise value: not just price, but growth, yield, and livability
  • Partner with a buyer’s agent (yeah, like me) to negotiate hard, avoid duds, and beat the crowd

Want to Win the Property Game in 2025?

Let’s be blunt: the system isn’t built for first-timers to win—but that’s where strategy beats speculation. With the right insights and allies on your side, you don’t just play the market—you leverage it.

DM me. Let’s make your first purchase the foundation of a legacy.